Instructions
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Rinse the pinto beans and check for debris.
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Place beans, onion, garlic, tomatoes, cumin, chili powder, smoked paprika, oregano, bay leaf, and pepper into a large pot or Dutch oven.
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Add water or broth and bring to a boil.
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Reduce to a low simmer, cover, and cook for 1.5 to 2.5 hours, stirring occasionally, until beans are tender.
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Add salt once beans are soft. Simmer 10 more minutes.
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Adjust seasoning to taste.
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Finish with chopped cilantro or a squeeze of lime if desired.
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